Top 5 Mistakes to Avoid in a Home Office Fee Waiver Application

Image by Freepik
Image by Freepik

The Home Office fee waiver application is a lifeline for individuals who cannot afford the high costs of immigration applications. However, the application process can be complex, and making mistakes can lead to a rejected application. Here are the top 5 mistakes to avoid in a Home Office fee waiver application:

  1. Not declaring all open bank accounts: One of the most common errors in fee waiver applications is failing to declare all open bank accounts. This includes accounts that are not currently in use or accounts held by minor children within the household. The Home Office requires a comprehensive view of your financial resources to accurately assess your eligibility. As part of your immigration application, you will have signed a form which allows the Home Office to check with credit reference agencies to see how many accounts you have. Failure to declare your accounts will result in unnecessary delays with your application.
  1. Not annotating and explaining major incoming and outgoing transactions: Another misstep is neglecting to annotate and explain significant transactions, around £200 or more, on your bank statements. This includes both incoming and outgoing transactions. Any sizeable deposits, withdrawals, or transfers should be accompanied by supporting documentation or explanatory notes.


If there are any purchases that could be beyond what is considered a reasonable living expense, it’s advisable to provide a thorough explanation.

  1. Allowing others to use your bank accounts: Allowing others to use your bank accounts for their transactions can create confusion and complications in your financial records. When your bank statements reflect transactions unrelated to your own finances, it can complicate the assessment of your financial situation. In addition to being contrary to your bank’s terms and conditions, the Home Office may not believe that these transactions are not your own, which could lead to a refusal.
  1. Using your bank account to allow others to save money: While helping friends or family save money is commendable, using your bank account for this purpose can lead to complications in your financial documentation. This may make it difficult to convince the Home Office that the funds are not your own. To avoid such complications, do not let others use your accounts to save money.
  1. Not Evidencing Personal Debts: Letters of support from friends and family who may have lent you money or to whom you have repaid personal debts can provide crucial supplementary evidence for your fee waiver application. However, some applicants neglect to include these letters in their application. These letters bring clarity to your financial circumstances and support your request for a fee waiver.


Obtaining a fee waiver from the Home Office is essential for individuals facing financial difficulties during immigration processes. By avoiding these common mistakes, you can increase your chances of having your Home Office fee waiver application approved.

IHRC Legal specializes in fee waiver applications for families, offering crucial support to those who may struggle to afford the mounting expenses. Contact us today to discuss your situation and discover how we can assist you in your fee waiver application.


This information was correct at the date of publishing.


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